Your Medicare Enrollment Dates
Enter your birthday and work situation. We'll show you every deadline, enrollment window, and penalty risk — personalized to your circumstances.
Current age: 65
Used to estimate IRMAA surcharges on Medicare premiums
Your Next Step
You Can Delay Medicare Part B
With employer coverage from a company with 20+ employees, you can delay Part B without penalty. Enroll within 8 months of your coverage ending.
Key Dates
- You turn 65
- Jun 2025
- Initial Enrollment Period
- Mar 2025 – Sep 2025
- SEP starts (when coverage ends)
- 8-month window
Important for Your Situation
You Can Delay Part B Without Penalty
With employer coverage from a company with 20+ employees, you can delay Medicare Part B without penalty. You'll have an 8-month Special Enrollment Period after your coverage ends.
Save Your Personalized Medicare Timeline
Get a PDF of your enrollment dates, deadlines, and action items — plus email reminders before each window opens. Useful for conversations with your HR department or insurance agent.
We'll also send occasional Medicare planning updates. Unsubscribe anytime.
Recommended Actions
Consider signing up for premium-free Part A while keeping your employer coverage.
Keep documentation proving your employer coverage for when you eventually sign up for Part B.
Important Disclaimer
Medicare rules change annually. This tool provides general guidance based on current rules as of 2024. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). This is educational information only and is not benefits counseling or legal advice. Your specific situation may require personalized guidance from a licensed insurance agent or State Health Insurance Assistance Program (SHIP).