Privacy Policy

Your privacy matters to us. This policy explains what information we collect, how we use it, and what choices you have. The short version: we collect very little, and your financial data never leaves your browser.

Information We Collect

Information you provide directly

Email address: If you sign up for our newsletter or download a resource, we collect your email address. We use it only to send you the content you requested and occasional retirement planning updates. You can unsubscribe at any time.

Information collected automatically

Analytics data: We use privacy-respecting analytics to understand how visitors use our site. This may include pages visited, time on site, referral source, and general geographic location (country/region level, not precise location). We do not use this data to identify individual visitors.

Cookies: We use essential cookies to keep the site functioning properly. We may use analytics cookies to understand site usage. We do not use advertising or tracking cookies.

Information we do NOT collect

Your financial data: All calculations in our tools (Social Security calculator, Medicare timeline, readiness assessment) happen entirely in your web browser. The numbers you enter — your income, birth year, benefit amounts, and other financial details — are never transmitted to our servers. We could not access this data even if we wanted to. When you close or refresh the page, this data is gone.

How We Use Your Information

• Email addresses: To send newsletters, content updates, and resources you have requested. We do not sell, rent, or share your email address with third parties.
• Analytics data: To understand which content and tools are most useful, improve site performance, and guide editorial decisions about what topics to cover.

Third-Party Services

We may use the following categories of third-party services:

• Email service provider: To manage our newsletter and deliver emails.
• Analytics: To understand site usage patterns.
• Hosting: To serve the website.

We select third-party services that respect user privacy and do not sell user data. We do not use any advertising networks or data brokers.

Data Retention

We retain email addresses for as long as you remain subscribed to our communications. If you unsubscribe, your email address is removed from our active mailing list. Analytics data is retained in aggregate form and is not linked to individual identities.

Your Rights and Choices

• Unsubscribe: Every email includes an unsubscribe link. You can opt out at any time.
• Data deletion: You can request deletion of your email address and any associated data by contacting us.
• Cookies: You can disable cookies in your browser settings. The site will continue to function without them.

Children's Privacy

VettedRetirement is designed for adults planning for retirement. We do not knowingly collect information from children under 13. If we become aware that we have collected information from a child under 13, we will delete it.

Changes to This Policy

We may update this privacy policy from time to time. Significant changes will be noted on this page with an updated “Last updated” date. We encourage you to review this page periodically.

Contact

Questions about this privacy policy? Get in touch.